AARP - Aetna Essential Premiere Health Insurance: Disclaimer

AARP Health is a collection of health related products, services and insurance programs available through AARP. Neither AARP nor its affiliates are the insurer. AARP contracts with insurers to make coverage available to AARP members.

AARP does not make health care plan recommendations for individuals. You are strongly encouraged to evaluate your needs before choosing a health care plan. AARP endorses these plans.

Aetna Life Insurance Company pays a fee to AARP and its affiliate foruse of the AARP trademark and other services. Amounts paid are for the general purposes of AARP and its members. AARP and its affiliates are not insurance agencies or carriers and do not employ or endorse individual agents.

If you need this material translated into another language, please call 1-866-660-4081.

Si usted necesita este material en otro lenguaje, porfavorllame a Servicios al Miembro al 1-866-660-4081.

This material is for information only and is not an offer or invitationto contract. An application must be completed to obtain coverage. Health insurance plans contain exclusions and limitations.

Investment services are independently offered. Providers are independent contractors and are not agents of Aetna. Provider participation may change without notice. Aetna does not provide care orguarantee access to health services. Not all health services are covered. See plan documents for a complete description of benefits, exclusions, limitations and conditions of coverage. Plan features and availability may vary by location and are subject to change.

Aetna receives rebates from drug manufacturers that may be taken into account in determining Aetna's Preferred Drug List. Rebates donot reduce the amount a member pays the pharmacy for covered prescriptions. Health information programs provide general healthinformation and are not a substitute for diagnosis ortreatment by a physician or otherhealth care professional. Discount programs provide access to discounted prices and are NOT insured benefits. Information subject to change.