Are you age 50-64 and need health insurance?
Welcome to your AARP Essential Premier Health Insurance Plan!
AARP Health Care Options* offers a selection of health insurance plans exclusively to AARP members ages 50 to 64 and their
spouses, even if under the age of 50. These health plans range from comprehensive plans to supplemental, lower-cost indemnity
(fixed cash payment) plans, forming a continuum of premium and benefit levels designed to provide our members access to health
insurance benefits for every need and budget.
Start with 3 easy steps:
1. Choose Plan!
2. Choose State!
3. Get Rates, Plans & Apply!
Please go to your state to check on availability and information of these plan benefits in your state.
AARP Personal Health Insurance Plan
Similar to what people have with employer plans, this comprehensive health plan offers substantial benefits on most medical expenses, including covered:
- Doctor’s Visits
- Prescription drugs
- Preventive care
- Surgery
- Emergency care
- Hospital stays
AARP Essential Plus Health Insurance Plan
An enhanced indemnity (or fixed cash benefit) plan that offers a lower-cost alternative to traditional primary health plans. This plan is not a major medical plan, yet offers substantial fixed cash payments for covered hospital inpatient and clinical outpatient services and procedures, lowering your total out-of-pocket medical expenses on:
- Hospital stays
- Surgical procedures
- Lab tests and x-rays
- Doctor's visits
- Home healthcare, hospice and nursing home
