AARP Essential Premier Health Insurance Plan Benefits

• Aetna’s Aexcel® Specialist Physician Network New for 2009!
• Family coverage
• Choice
• Preventive care covered from the get-go
• Tax advantages
• Coverage when you travel
• Help with health information

Family coverage: The plan offers you and your family quality coverage at an excellent value. You can apply for coverage for yourself, your spouse or domestic partner, and children and grandchildren. Coverage can include prescription drugs, doctor visits, hospitalization and upfront preventive care. You can enroll dependent children or grandchildren even if no other family member enrolls. All AARP Essential Premier Health Insurance plans in your state offer ‘Child Only’ coverage, which includes immunizations, wellchild visits and emergency room visits.

Choice: Choose from a wide range of health insurance plans, with different price and coverage levels. You can select from three options: robust Premier PPO plans; High Deductible plans with tax-advantaged health savings accounts; or more affordable Preventive and Hospital Care plans.

Preventive care covered from the get-go: To help you stay healthy, AARP Essential Premier Health Insurance plans cover several preventive health services right up front, with no deductible applied. You’re covered for:

• Flu shots (no copay; no physical exam needed). New for 2009!
• Routine office visits, GYN exams, mammograms and physical exams.
• Routine colonoscopies. New for 2009!
• First dollar upfront preventive pharmacy coverage on High

Tax advantages: Our High Deductible plans are compatible with tax-advantaged Health Savings Accounts (HSAs). You can contribute money to your HSA tax free. That money earns interest tax free. And qualified withdrawals for medical expenses are tax free, too.

Coverage when you travel: Like to travel? You're covered by a nationwide network of doctors and hospitals that accept Aetna’s negotiated fees. There is even reimbursable coverage for health care services when you travel internationally.

Help with health information: Need health information fast? We offer secure Internet access to reliable health tools and resources through Aetna Navigator®, Aetna’s award-winning website for understanding and managing your health benefits. You can also call a registered nurse toll-free 24/7 through Aetna’s Informed Health® Line.

Get started!   »  Step 1: Choose Your Plan!