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• Health Insurance Rates: Blue Direct Plan C

Back to BlueDirect® Plan C Page Compare all 3 plans!
BlueDirect ® Individual PPO Plan Plan C STANDARD INDIVIDUAL MONTHLY RATES Effective October 16, 2006 and forward (initial effective/renewal dates) NOTE: RATES UNCHANGED IN 2008

Download PDF of Plan C Rates

Albuquerque Metro, ZIP codes 87000 -87299

MEMBER AGE $100 DEDUCTIBLE $250 DEDUCTIBLE $500 DEDUCTIBLE $1,000 DEDUCTIBLE
Male Female Male Female Male Female Male Female
Adults 19-24 $ 64 $ 77 $ 55 $ 65 $ 44 $ 52 $ 31 $ 37
~ 25-29 73 88 62 75 50 60 35 42
~ 30-34 85 102 72 87 58 70 41 49
~ 35-39 103 124 88 105 70 84 49 59
~ 40-44 121 146 103 124 83 99 58 69
~ 45-49 141 169 120 144 96 115 67 81
~ 50-54 162 181 137 154 110 123 77 86
~ 55-59 182 182 154 154 124 124 87 87
~ 60-64 193 193 164 164 132 132 92 92
~ 65+ 204 204 173 173 139 139 97 97
Each Dependent Child on Parent's Policy 0-24 50 50 43 43 34 34 24 24
Child-Only Policy (No Parent on Policy) 0-01 96 96 81 81 65 65 46 46
6 45 45 38 38 31 31 21 21
8 51 51 43 43 35 35 24 24

New Mexico Outside the Albuquerque Metro Area, ZIP Codes 87300 -88499

MEMBER AGE $100 DEDUCTIBLE $250 DEDUCTIBLE $500 DEDUCTIBLE $1,000 DEDUCTIBLE
Male Female Male Female Male Female Male Female
Adults 19-24 $ 71 $ 85 $ 60 $ 72 $ 48 $ 58 $ 34 $ 40
25-29 81 97 68 82 55 66 38 46
30-34 94 113 80 96 64 77 45 54
35-39 114 136 97 116 77 93 54 65
40-44 133 160 113 136 91 109 64 76
45-49 155 186 132 158 106 127 74 89
50-54 178 199 151 169 121 136 85 95
55-59 200 200 170 170 136 136 95 95
60-64 212 212 180 180 145 145 101 101
65+ 224 224 191 191 153 153 107 107
Each Dependent Child on Parent's Policy 0-24 55 55 47 47 38 38 26 26
Child-Only Policy (No Parent on Policy) 0-01 105 105 89 89 72 72 50 50
02-06 49 49 42 42 34 34 24 24
07-18 56 56 48 48 38 38 27 27
Rates and Eligibility

Rates and Eligibility
  • Depending on health status, an individual may be offered coverage at a rate that is 10% to 50% higher than the standard rates above.
  • The rate for an applicant (and/or spouse and/or adult dependent child, if applicable) is increased by 10% if any tobacco product (cigarettes, cigars, chewing tobacco, pipe) was used during the twelve (12) consecutive months prior to the date of application. An adult’s tobacco use does not affect rates for minor children.
  • Family rate: For a given deductible, add up premium rates for each individual. To determine the correct age band, use what a person’s age will be on the requested effective date of the policy. The dependent child rate is multiplied by the number of dependent children in the family to be covered. For a minor child applying for his/her own policy, use the appropriate “Child-Only Policy” age band (bottom three rows of table).
  • A dependent child must be unmarried and under age 25. There are no extensions for students. A child loses dependent status when turning age 25, but can transfer to his/her own policy.
  • A child-only policy has no parent on the policy. Submit an application and fee for each child; each child gets own policy.
Area Rating

Area Rating BlueDirect is area-rated to reflect variations in medical costs throughout the state. The two rating areas are designated as
  1. Albuquerque Metro, and
  2. New Mexico Outside the Albuquerque Metro Area. Also refer to the ZIP Codes at the top of each table.
A division of Health Care Service Corporation, a Mutual Legal Reserve Company, an Independent Licensee of the Blue Cross and Blue Shield Association.


Get health insurance coverage from Blue Cross Blue Sheild of New Mexico!   Or call Toll Free: 1-800-831-3270 , contact or email us!

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USA-HealthInsurance® offers affordable medical coverage from Blue Cross Blue Shield and other nationwide insurance companies to provide you with your health insurance needs.
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