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Blue TransitionsSM Short Term Health Insurance
Accidents and unexpected illnesses can happen to anyone. That's why people who are temporarily uninsured need immediate coverage with Blue Transitions, a new short-term health insurance plan from Blue Cross and Blue Shield of New Mexico (BCBSNM). This Preferred Provider Organization (PPO) plan lets you choose from three deductible options and decide how long you need the coverage - from one to six months with the option to reapply for up to six additional months.
Blue Transitions is designed to fit your budget while providing the peace of mind that you are receiving reliable health care coverage and protection from unexpected health expenses. You get help accessing PPO providers nationwide through the BlueCardฎ program, as well as up to $2 million in covered benefits per person. BCBSNM pays 70 percent and you pay 30 percent of eligible expenses after you meet the deductible. You can rely on short-term coverage from a health insurance company you know and trust.
Is Blue Transitions right for you?
View the Blue Transitions Enrollment Guide or call Toll Free: 1-800-831-3270 , contact or email us!
Consider this new short-term plan for you and your dependents if you are:
- A recent college graduate or a dependent reaching the maximum age limit under your parent's plan and needing affordable coverage until you can obtain other BCBSNM coverage
- Between jobs
- Working a seasonal or part-time job
- Waiting for your employer's health insurance coverage to take effect
- Considering COBRA coverage or COBRA is expiring
- A senior or retiree who is not yet eligible for Medicare
- An uninsured child (parents do not need to be members of the plan)
- Traveling or temporarily working/residing somewhere other than your permanent residence
Freedom of Choice
- Choose from a $500, $1000, or $2000 deductible
- Decide how long you need coverage - 1, 2, 3, 4, 5, or 6 months of coverage
- No referrals required to see specialists (prior approval required for some services)
- Choose from over 7,900 physicians and other providers statewide
- No claims to file with Preferred Providers (Except in an emergency, members must see health care providers in our PPO network to receive benefits; services from out-of-network providers are not covered except for emergencies.)
Eligibility and Enrollment
You are eligible for Blue Transitions if you are:
- A New Mexico resident
- A U.S. citizen or a permanent resident living in the U.S. at least two years
- At least 60 days old or under 65 years old
- Not currently pregnant
- Not anticipating adding newborns or child(ren) to the policy
- An unmarried dependent child at least 60 days old or under 25 years old
- Not on Medicare or Medicaid
View the Blue Transitions Enrollment Guide (PDF 684K).
To enroll in this health plan, submit an application* (PDF 66K). No medical screening is required. Blue Transitions does not provide benefits for maternity (including any pregnancy-related condition) or mental health (including substance/alcohol abuse).
 Or call Toll Free: 1-800-831-3270 , contact or email us!
Or download our Individual Health Insurance Application  in Acrobat PDF format.
If you do not have Adobe Acrobat Reader, download it free of charge. Please click on the icon.
USA-HealthInsurance® offers affordable medical coverage from Blue Cross Blue Shield and other nationwide insurance companies to provide you with your health insurance needs.
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