Kaiser Permanente Health Insurance Plans

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Balance Plans: NEW!
HMO plans with HSA option! With Kaiser Permanente’s new Balance plans, you’ll get just the right coverage at just the right price. From a health company you can trust. With rates starting around just $55 a month, Balance plans are our lowest priced Personal Advantage plans. So you’ll get the coverage you need, at a price you can afford.

• 2009 Balance Plans Rates and Benefits
• Apply Online!
• 2009 Kaiser Application

Now Plans: NEW!
With Kaiser Permanente’s new Now plans, you’ll get the right coverage at the right price, from a health care company you can trust. With rates starting at just $55 a month, Now plans are our lowest-priced Kaiser Permanente for Individuals and Families plans. You’ll only pay a copay for services like primary and specialty care visits, maternity care, after-hours urgent care, and Emergency Room visits. If your plan includes prescription drug coverage, you’ll pay a copay for your choice of generic or brand. And all benefits that are available for a copay

• 2009 Now Plans Rates and Benefits
• Apply Online!
• 2009 Kaiser Application

HSA Plans:
Choosing Kaiser Permanente’s HMO plans with HSA option can be a great way to lower your monthly premiums. You can take advantage of the money you save on premiums by contributing to a tax-advantaged Health Savings Account (HSA). The money in your HSA can be used to pay for any qualified medical expense. You can use the money now, or you can build savings to pay for health expenses in the future. Benefits are: Low premiums, Great coverage including preventive care, High quality care and servicefrom Kaiser Permanente, Tax-free health savings, An investment that can buildfrom year to year.

• 2009 HSA Plans Rates and Benefits
• Apply Online!
• 2009 Kaiser Application

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Group Insurance Plans:

Kaiser Permanente offers a wide variety of employer group products—each designed to make the most of your health care dollar, and each with a range of benefit options.

HMO plans
If you're looking for value, our HMO is the product for you. Kaiser Permanente HMO plans provide the affordability, convenience, and simplicity you and your employees are looking for. You'll enjoy our affordable rates and simple administration. Your employees will enjoy broad coverage and high-quality, personalized care.

We offer several HMO plans for small groups (2 to 50 employees) designed to provide you and your employees with affordable premiums and the best health care value.

• HMO, Multi-Choice, and Custom Care HealthInvestor (HSA) plan summaries for small groups


• HMO Brochure, Georgia
  
  

Multi-Choice plans
If choice and flexibility are most important to your employees, this is the product for you. Kaiser Permanente Multi-Choice is designed to meet the diverse needs of all your employees.

Multi-Choice is really three plans in one. It combines the flexibility and provider choice of a PPO with the quality, convenience, and value of Kaiser Permanente. You'll have a broad range of affordable premium levels to choose from. Your employees will choose how and where to receive care each time they need it, and have access to any licensed provider for most covered services.

We offer several Multi-Choice plans for small groups (2 to 50 employees) designed to provide you and your employees with the choice, access, and affordability you're seeking.

• Multi-Choice brochure
  
  

Custom Care HealthInvestor (HSA) plans
Our HealthInvestor health savings account (HSA) option offers the cost savings of lower monthly premiums, while giving members and employers the financial advantage of both premium and tax savings.

With an HSA, members can use tax-free contributions to pay health care expenses as they occur or accumulate money for future health care needs. The choice is up to them.

And because these plans are available individually or in combination with other Kaiser Permanente products, you can offer quality coverage to individuals with widely varying financial, lifestyle, and health care needs.

• Guide to Custom Care HealthInvestor (HSA) plans

Out-of-Area plans
We also offer Out-of-Area plans to provide coverage for those employees who live outside of Kaiser Permanente Georgia's Service Area.* You can offer these plans to employees living and working outside the metro-Atlanta area, either in another county or another state.† Members have access to a network of over 450,000 participating providers (from the national PHCS network), or any licensed provider they choose.

• Out-of-Area PPO plan summaries for small groups
• Out-of-Area PPO plans FAQs
• Out-of-Area PPO brochure

* Depending on the size of the group. Kaiser Permanente Out-of-Area plans are underwritten by Kaiser Permanente Insurance Company (KPIC). A limited percentage of total eligible employees can live outside the 20-county Service Area. Additional requirements may apply.

† Not available in all states.