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Review Your Health Insurance Plan

Health insurance plans* change from year to year. Each year care-fully review and be familiar withsections of your health insurance that are important to care for medical conditions. Highlighting the plan’s sections key to healthcare, like home healthcare and prescription drug coverage, may help. Do not assume that your prescription drugs and health care coverage will be the same from year to year. Call your insurance company toget your questions answered and to find out more.

Items to Review:
  • Obtain a copy of your health insurance plan description fromyour employee benefits office or call your insurance company.
  • Carefully read and highlight the sections important to our diagnosis,such as home healthcare and prescription drug coverage.
  • Review coverage for other chronic illnesses.
You or your family could have been recently diagnosed with common illnesses such as Heart Disease, Cancer or even lesser common diseases such as Cystic Fibrosis. If you are getting married, changing jobs, or it is time for the yearly re-enrollment at your job, take time to find out what services your health insurance covers for illnesses that affect you or your family. If you have a choice between two or more health insurance plans, review each one carefully. Compare benefits to find out which is best. When deciding between two insurance plans, find out if you have achoice of doctors or hospitals andhow much you have to pay for clinic visits or prescriptions. You also may want to learn about coverage for dependent childrenover 18 years of age, transplants,and any exclusions from coverage.

Source: The Cystic Fibrosis Foundation

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