



In the past, Medicare-eligible retirees struggled to get their health insurance needs covered by just Medicare. However, now retirees in Texas have several options as part of United Healthcare's Medicare Advantage plans. One excellent and affordable option is United Healthcare HMO plans. The United Healthcare HMO plans in Texas are provided by United HealthCare of Texas, Inc. All of the administrative services for United Healthcare HMO plans come through the larger umbrella company of United Healthcare Insurance Company. This ensures that you will receive excellent customer service with your United Healthcare HMO plan.
Most United Healthcare HMO plans that are part of the Medicare Advantage program include pharmacy benefits. This is very important for older adults who may be on prescription medication. There are also United Healthcare HMO dental plans, which are provided by National Pacific Dental, Inc. The United Healthcare HMO dentist network is very large and convenient to Texas residents.
Often United Healthcare HMO plans do not provide coverage outside the United Healthcare HMO network of contracted providers, unless it is an emergency. However, these United Healthcare HMO plans do cover members when they receive medical care from the Texas network of local doctors and hospitals.
What Your United Healthcare HMO plans Include
United Healthcare HMO plans are available in 70 markets across 40 states, including Texas. There are 80 standard combined medical and prescription drug plan designs, so you can specifically tailor your United Healthcare HMO plan to meet your exact needs.
Also, Texas retirees who have one of the many United Healthcare HMO plans, have access to different programs that United Healthcare provides. These include programs focusing on prevention and wellness, disease management solutions, and personal health/care management. United Healthcare HMO also has resources to evaluate utilization management to reduce administrative paperwork and wasted time. United Healthcare HMO also provides programs to assist members with advanced illness services. Participation in some of these programs may depend on diagnosis or risk assessment. But if the professionals working with you to set up your United Healthcare HMO plan believe you would benefit from these programs, they will provide you with the necessary resources to be a part of them.
Summary: It is helpful to Texan Medicare-eligible retirees to have medical and prescription drug coverage through one of United Healthcare HMO plans.